My Cash is a brand new sequence taking a look at how folks spend their cash – and the now and again tricky selections they make. Right here, Olivia Davies from Salford data her spending over per week, and stocks how simple it’s to invest in garments and makeup.
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Olivia is 20 and is these days a 2nd 12 months scholar at Salford college, learning broadcast journalism. She additionally works 20-30 hours per week at Nando’s.
When she’s now not operating, learning or on vacation, she loves to visit the health club, retaining herself have compatibility and energetic. She cannot wait so that you can have a learn of her weblog to look what a tender, part-time scholar and employee in reality spends her cash on. She says there is not any hiding any of her spends now. Over to Olivia.
Olivia’s week: Affordable however deadly wine, facial wax strips and loose rooster from Nando’s
It is Monday, and I am nonetheless off college for every other two weeks! So, it is off to paintings for me at 12:30 till 16:30. I have been operating round 20-30 hours per week at Nando’s, bringing in cash for me to avoid wasting and spend!
As I have were given not anything to do till paintings, I had a snappy browse on-line to do some little bit of TLC. As each lady is aware of, now we have were given this obsession to stay on best of our eyebrows, lashes, pores and skin, and frame, so I assumed this overtime used to be a just right excuse to regard myself! I finished up purchasing Bondi Sands on a regular basis sluggish tanning milk as we all know how a lot more uncomplicated that is than looking to get that best streak-free end with quick tan at 23:00. I additionally purchased myself some facial wax strips! Being a dark-haired lady, the moustache and mono forehead is all the time there.
I were given those merchandise thru Beautiful Little Factor, the place I have were given loose subsequent day supply for a 12 months! So I best ended up spending £14, together with supply. I attempted to get scholar beans cut price on those merchandise however they do not do it on attractiveness for some explanation why.
I have completed paintings! And the wonderful thing about operating at Nando’s, loose meals! So, no spending cash on my lunch when I am on a shift, glad days. I helped myself to a crimson pepper dip, 1 / 4 rooster (medium spice after all) and probably the most new saucy spinach.
Fitness center categories, achieved.
Tesco buying groceries with the mummy, achieved.
Time to chill out and get to mattress, this Monday I did not spend an excessive amount of, no expenses got here out and no cash got here in. However I did deal with myself a bit, (the Tesco buying groceries I did not pay for, I used to be simply serving to my mum do probably the most weekly store).
Overall spend: £14
I have simply woken up and there is not any paintings nowadays! So, I will rise up, get able, after which move out for lunch with my Nana. We have discovered an attractive little position to have our lunches not too long ago, and we will see if she’s treating me or now not, however I all the time, all the time, be offering to move halves!
Lunch completed with the Nana, we loved an attractive rooster stroganoff and completed with meringue nest and summer time end result! I introduced to pay, as standard, however Nana insisted this used to be on her and that I will have to get our subsequent lunch! £0 spent on lunch nowadays, beautiful stuff.
I am going out subsequent weekend to Newcastle and naturally, I desire a new outfit, however not too long ago I have been attempting to shop for new outfits off Depop and now not off the unique websites! It is such a lot higher to shop for 2nd hand and do your little bit to recycle clothes, so I had a scroll and located a great little crimson Oh Polly get dressed for best £23 with supply. The get dressed at the authentic web page is £38 so saving myself some huge cash taking into consideration it is only ever been worn as soon as.
Overall spend: £23
I get up to messages asking me to come back in for the morning shift (9:30-17:30) as an alternative of my night shift, which sees me operating 17:30 till about 1:00, I say sure! I would a lot quite paintings the morning and feature my evenings loose, so I pack a snappy breakfast of yogurt and berries into my bag and get to paintings for 10:00. They did not thoughts me being reasonably overdue as clearly I used to be requested closing minute. If I determined to not convey my very own breakfast, I may just’ve had some at paintings, I may just’ve been very tempted to get a McDonald’s breakfast from the eating place subsequent door.
It is after all 17:30 and I have completed paintings, loved my loose lunch as all the time, and I used to be within the debate of going to the health club or going to look my boyfriend. My legs had been nonetheless killing from the 2 health club days earlier so I determined to leisure up, and spot my boyfriend.
Jordan, my boyfriend, comes to a decision it is time we want to move to the Trafford centre and get him the Vehicles he is sought after for goodbye! We purchase his Vehicles and debate getting some tea however we make a selection the choice, “now we have meals at house”. I swear now we have grown previous already! I additionally took a glance spherical some stores for some wet-look leggings, as they appear to be what everybody wears at the present time, however I will’t to find any I really like, and I am not about losing cash so I go away it! Which leaves me spending a grand overall of completely not anything nowadays!
Overall spend: £0
No paintings nowadays, and I have now not been rung to come back in closing minute both. I stayed at my boyfriend’s closing evening so I power house and get on with some area chores, so the mummy does not chunk my head off!
My mum’s in fact began doing health club categories, and she or he’s determined for a stopwatch to time her categories and ensure she’s filling the categories proper, so I take a look on Amazon for her, I discover a great blue watch however the supply would not let me have it for every other week… too lengthy, I am impatient. I did have loose next-day supply however it used to be an ordeal for 6 months with being a scholar, so I come to a decision to attend till this night and use my boyfriend’s account to reserve the watch and avoid wasting greenback.
Rapid ahead time a bit bit and I have long past to the health club however I am now looking ahead to the following magnificence to begin. Whilst ready I am getting a bit thirsty however I forgot my water bottle, so I’ve to shop for one for £1.
So, as you do, I get started scrolling thru Instagram and spot this pretty makeup artist. I have been in search of any individual to do my makeup for my birthday in a few weeks. I message this MUA and she or he instantly answered, £20 now as a deposit, and £20 at the day, which one way or the other to me, makes it appear that little less expensive in two instalments… in order that’s me £20 down inside a question of mins.
Fitness center’s all achieved, and I have drove to my boyfriends, to look him after all however to additionally rob his Amazon Top account to reserve the stopwatch wrist timer for my mum. I pop in my very own card main points on his account and BOOM, £14.99 much less wealthy!
Overall spend: £35.99
To start with, Friday the 13th… everybody sees this as a nasty good fortune day, however I love to be distinctive and spot it as an afternoon of good fortune… it is payday each Friday so my financial institution stability has effectively been crowned up, however that still method it is time to pay my hire!
I pay my mum £60 each Friday when I am getting paid. If I will’t come up with the money for it one week, which is uncommon, she does let me off, as a result of she’s an angel, or if she owes me any cash then she shall we me stay the hire. My mum by no means requested for hire, however I think as a result of I paintings and nonetheless consume, and burn up the entire electrical, it is only proper of me to pay my means.
Rapid ahead to the night and I have completed an eight-hour shift at paintings, the place I effectively did not spend a penny! However now I am on the Trafford centre, and I have were given an extended, lengthy listing of items I want! Akin to denims, a brand new basis and wet-look leggings. Somebody that is aware of me, is aware of I all the time put on the similar issues so it used to be time to regard myself. I’m going to Topshop and purchase some blueish denims… however with scholar cut price it comes right down to £37.85 as an alternative of £42! Each little saving is helping! However my spending did not prevent there… I additionally bought a brand new basis, my pores and skin is in reality dry so it is laborious for me to search out anything else that sits great however I heard loads of just right issues about Fenty hydrating basis so right here I’m, £27 extra out of pocket, after treating myself to that exact basis.
Oh, do not fret, the spending hasn’t stopped but, Friday 13th appears to be unfortunate against my checking account. We determined to move for a meal however I seize faucet water, and a pizza so best finally end up spending a cut price of £10.25, glad me!
And to best it off, we move to my pal’s area the place I purchase a bottle of £4 summer time end result wine, reasonable, however deadly! Believe me… oh, and do not disregard the £10 petrol I want to installed each Friday (joys of using).
Overall spend: £149.10
I have woken up, now not a hangover in sight! However then I take into accout, I forgot to get my wet-look leggings the day gone by so I temporarily get on Beautiful Little Factor and order two pairs. One is in a measurement 8, and the opposite a measurement 10, as my sizes in pants are all the time other so I will simply ship one again! I finally end up spending, with scholar cut price, £22.50. I am a cut price hunter if I do say so myself…
Early Saturday get up method something, early health club consultation, with the mummy, I hop within the automotive along with her and we move to her frame stability magnificence! She smashed it, as all the time.
Time for lunch after the health club, there may be not anything in reality in the home to consume as mum hasn’t achieved the weekly store but, so we nip to the nook store and she or he buys me stuff to make an omelette! My favorite.
Now it is time for my three-nine shift nowadays! I used to be so tempted to shop for myself an iced latte from McDonald’s sooner than paintings, we all know I am an iced espresso addict! However after my heavy spending the day gone by, I determined it higher to make my very own at paintings (mine are simply as great anyhow)!
House time! Does not look like I will spend the rest nowadays, return to my boyfriend’s this night and more than likely immediately to sleep for me. I have now not were given the power at evening, I am for sure extra of a morning lady!
Overall spend: £22.50
Neatly, that used to be a lie-in and a part for me! 10:00 is a overdue upward thrust for me, it all the time places me on edge for some explanation why getting up that overdue. However nowadays is a sit back day, I’ve paintings at part 5 this night, the place I will be staying on for an in depth, however I will concern about that later.
Lately, to this point, I have been serving to my boyfriend filter his room. I purchased him an attractive bracelet for Christmas however he one way or the other misplaced it this summer time and now we have been in search of it ever since. He all the time turns out to lose his most costly pieces as simply closing week he misplaced his airpods… I am beginning to assume me serving to him “filter” his room is in reality his closing determined try to to find his bracelet.
IT WORKED! We discovered his bracelet, and I have by no means been happier. It used to be hidden someplace between all his spread out clothes in his dresser, no less than I may not must fork out for a reflect this Christmas! Win, win.
Ahead of I are aware of it, it is time for me to begin paintings. I have are available to a busy shift, to mention the least, and I will’t already look ahead to it to die down. I knew I will have to’ve purchased a espresso sooner than I began, I may not have time to make myself one now with how busy it’s!
Overall spend: £21.99
Olivia’s spending result
It is been an overly spontaneous spending roughly week, I have were given to confess. I do not all the time purchase myself new denims, make up, and facial waxing strips, even supposing I want I had the source of revenue that will let me! Oh, however wait, it is Monday, and it is the 16th, because of this something for me, it is my health club fee day, which already leaves me with £21.99 out of pocket and I have now not even been to sleep but.
Hire – £60
Clothes – £83.35
Good looks – £61
Petrol – £10
Food and drink – £15.25
Presents – £14.99
Recreational – £21.99
Overall weekly spend: £266.58